In the future, everyone will be famous for 15Mb

David G.W. Birch
Digital identity, digital money, digital diligence
Created 18 Apr 2021
  • Metamoney
    15 Oct 2021 • 5 min read • 2 0
    Metamoney Way back in March 2005 at the Consult Hyperion Digital Money Forum (which Ian Grigg kindly called "an engaging show for financial cryptographers”) the computer games expert Richard Bartle ga...
  • Serve the Underserved
    03 Oct 2021 • < 1 min read
    Dateline: Woking, 3rd October 2021. All around the world, in both developing and developed countries, there are hundreds of millions, billions of unbanked people. But why are so many people unbanked? ...
  • DeFi Dangers and Discontents
    25 Sep 2021 • 6 min read
    Subscribe now Dateline: Woking, 25th September 2021. A California federal judge has ruled that South Korean crypto project ICON (ICX, a blockchain-powered network that supports smart contracts and was...
  • Open Banking? Open Everything!
    11 Sep 2021 • 12 min read • 1 0
    Dateline Woking, 11th September 2021. In their fascinating paper on “The Data Economy: Market Size and Global Trade” for the Economic Statistics Centre of Excellence (part of the UK's National Institu...
  • Cash In A Disaster
    04 Sep 2021 • 6 min read • 1 0
    There are many people who think that there should be some sort of universal service around cash, forcing banks to provide it and forcing retailers to accept it. Age UK, for example. A lobby group for ...
  • Doing Something About Digital Identity
    25 Aug 2021 • 4 min read
    The Monetary Authority of Singapore (MAS) issued a report that highlighted four key pillars of digital infrastructure. The first is… digital identity. They talked about how digital identity will ensur...
  • The US Open Banking Opportunity
    14 Aug 2021 • 6 min read
    The Biden Executive Order on promoting competition contains a number of very interesting provisions. Some of them, such as the initiative to require airlines to refund fees to passengers who get bad w...
  • Payments Are Easy (If You Know Who Everyone Is)
    07 Aug 2021 • 5 min read
    In the year 1540, Sir Thomas Gresham (who later became Queen Elizabeth I's banker and is in many ways the father of the modern City of London) set out in true fintech pioneer style to evade capital co...
  • New Gold Standard? Protest Movement? Money? Nope.
    31 Jul 2021 • 5 min read
    Listening to Michael Casey and Noelle Acheson’s interesting conversation about the critiques of Bitcoin, I was forced to reflect (yet again) on whether Bitcoin is actually money or not. Personally, I ...
  • Triple Entry Time
    17 Jul 2021 • < 1 min read
    Most blockchain ideas that I hear about make no sense. In general, they do not involve blockchains (just some sort of shared database) and where they do actually involve blockchains they are used to e...
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