Fintech Ruminations

Giorgio Giuliani
Thoughts on Fintech and Decentralized Finance
Created 28 Jun 2020
  • The investment bank of the future: Yield Guild Games
    01 Sep 2021 • 2 min read
    The last few days in the cryptosphere have been crazier than ever: the NFTs explosion has achieved absolutely unprecedented levels that even the most optimist practitioners could not have predicted. A...
  • The rise of lifestyle banking
    11 Aug 2021 • 4 min read
    Before smartphones, the corporeal world had a much more relevant role in building solutions to essentially any human problem. Physical constraints strongly influenced the ideation and implementation o...
  • The disintermediation of finance
    29 Jul 2021 • 5 min read
    Why (in italian perche’) has always been my favorite word. Why, in my opinion, is the most powerful word we have, as it allows us to uncover the real essence of things. It is the key to understanding ...
  • Uniswap and the AMM model
    09 Jul 2021 • 6 min read
    Intro The second post on DeFi protocols’ analysis is dedicated to Uniswap, the precursor of Decentralized exchanges (DEX) in DeFi. Uniswap is an exchange protocol: it allows users in the Ethereum ecos...
  • Visa 10K: the mother of all protocols
    25 Jun 2021 • 7 min read
    The last session of the 10K-a-month club was focused on one of the most interesting companies in the financial ecosystem: Visa. Visa is probably one of the most ubiquitous brands on the planet: you ca...
  • DeFi Lending 2.0: Reputation and Real World Assets
    11 Jun 2021 • 6 min read
    If you have been reading this blog for some time, you know that I’m very bullish on DeFi and its applications. I’ve been actively following the space since 2018 and I have been impressed by the speed ...
  • A lending stack
    25 May 2021 • 6 min read
    Last fall I wrote a post that described the key component of a retail banking business. The following post is the ideal complement to ‘A neobank stack’ and the goal is to describe the key elements of ...
  • Compound, the DeFi money market
    12 May 2021 • 6 min read
    Decentralised Finance or DeFi is definitely one of the most fascinating topics at the intersection between technology and finance nowadays. The Ethereum-centric movement, which started less than five ...
  • What if a crypto currency becomes the mainstream payment method?
    19 Apr 2021 • 4 min read
    What if a native digital currency becomes the mainstream payment method? What can be the long-term impact on consumer finance? A few days ago, Matt Levine included some thoughts on the impact of the D...
  • A tale of two ecosystems: Square 10K
    23 Mar 2021 • 3 min read
    After some time I had the opportunity to go through another 10K analysis with my fellows of the Fintech product guild. This time we decided to analyze Square. I heard a lot about Square in the news re...
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