Max Koh’s Blog

Max Koh
I attained financial freedom before I turned 30, while still having a 9-5 job. I share how I did it here...
Created 28 Aug 2021
  • Reader question: How I became financially free before 30? - Part 1
    02 Dec 2021 • 5 min read • 1 0
    In yesterday's blog post, I asked readers to let me know the questions you have around investing. I've received a flood of questions, and plan to answer them one by one. This makes the posts more rele...
  • 5 hacks to research a company with only 30 mins daily
    01 Dec 2021 • 3 min read • 1 0
    I've been lucky to be financially free before age 30. And I did it by investing in stocks... While still working 9-5. The secret? Learning how to allocate my TIME to research the companies I invest in...
  • Return on Incremental Invested Capital - What is it?
    18 Nov 2021 • 3 min read
    Return on Incremental Invested Capital (ROIIC) You can be a better investor than 99% of others simply by understanding this. I will explain it using an orange juice analogy. And you will NOT need to c...
  • Lessons I learnt from 12 full time investors
    15 Nov 2021 • 2 min read
    Recently, I read this book titled “Free Capital”. It covers the mental habits and practices of 12 private, full time investors. If you've always wanted to know how a full time investor spends his/her ...
  • How to identify "low pricing" business models
    10 Nov 2021 • 1 min read
    Amazon, Costco, Southwest. These 3 great companies have 1 thing in common: A low price strategy. I recently read this book titled “Confessions of the Pricing Man” by Hermann Simon. He is known as one ...
  • 3 reasons why I never rely on other people's investment research
    08 Nov 2021 • 2 min read
    I have a rule: I never use other people's numbers from their investment research. I always do my OWN work. Even if the financial model or valuation done by another analyst makes perfect sense to me, I...
  • How to get good at any topic you want to master
    05 Nov 2021 • 2 min read
    To see results in a new field you want to master, you need to focus. Not really. That's what I used to believe. But today I actually practice the opposite. Here's how I learnt that lesson... When I wa...
  • How to read an Annual Report in 1 hour
    03 Nov 2021 • 3 min read
    Let me set some context before we begin: This is NOT the best way to read an annual report. It's just how I do it with limited time, while holding my 9-5 job. I will use "10K / Annual report" intercha...
  • This simple activity will make you a better investor
    01 Nov 2021 • 2 min read
    Some years back I was reading one of my favourite investors, John Huber’s blog - Base Hit Investing. He did up a table where he recorded the 52 week high and low prices of the top companies in the S&P...
  • Will you feel happy when you quit your 9-5 job?
    29 Oct 2021 • 2 min read
    Will you feel happy when you finally quit your 9-5 job and never have to work again? Here's why that may NOT happen: I recall that day mid of 2020, when I hit my own version of financial freedom. It's...
  • View More on Substack »