Its Prats Praps

Pratik Prabhakar Surkar
Product Management, Fintech, Financial Inclusion and BFSI
Created 01 Oct 2021
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  • A/C Aggregator an UPI moment
    30 Dec 2021 • 1 min read
    PB Fintech, which is the parent company of Policybazaar and Paisabazaar platform, is now eyeing the account aggregator business. And this news catch eyeball of the player in the ecosystem. What Are Ac...
  • Tokenization
    19 Dec 2021 • 1 min read
    The RBI, on January 8, 2019, the Reserve Bank of India (RBI) had released guidelines on tokenization for debit, credit, and prepaid card transactions. What is tokenization? Tokenization refers to repl...
  • WhatsApp <> FINANCIAL INCLUSION
    12 Dec 2021 • 1 min read
    In the past few weeks WhatsApp and UPI was in the news WhatsApp JioMart is now integrated within WhatsApp for over 530 Mn users of the messaging app in India WhatsApp users can now book Uber rides thr...
  • Can India have a Digital 🏦 Bank?
    05 Dec 2021 • 1 min read
    Can India have a Digital 🏦 Bank? The answer to this question is ‘NO‘ as of now. Then how India's neo banks serving there customers. The answer to this is traditional BC (Business Correspondent) Model...
  • It's all about NACH
    27 Nov 2021 • < 1 min read
    National Automated Clearing House Product since inception (2013) has come up with some many use cases and variants that it some time become confusing to understand what's actually going on. National P...
  • Informal Economy Workers & Financial Inclusion
    21 Nov 2021 • 1 min read
    Currently people are debating about the contribution of ‘Informal Economy‘ to the GDP. As per SBI’s Research department report, India’s informal economy has shrunk to 20% of its GDP. To know more abou...
  • Video KYC for NEXT BILLION
    13 Nov 2021 • 1 min read
    KYC is a key part of the customer onboarding process. Know Your Customer (KYC) are a set of standards used within the investment and financial services industry to verify customers, their risk profile...
  • Gamification for Bharat
    13 Nov 2021 • 4 min read
    What is gamification? According to Wikipedia , 'Gamification is the strategic attempt to enhance systems, services, organizations, and activities in order to create similar experiences to those experi...
  • Facial Recognition Payment System - Boon for Bharat
    30 Oct 2021 • 1 min read
    Imagine Sarla a daily wage earner going to the bank or Micro ATM (Human ATM) and withdraw/deposit without card/Cheque/payment slip/finger impression. This may sound more like futuristic world. But jus...
  • What you Know about YONO?
    23 Oct 2021 • 2 min read
    YONO (by SBI) is the most popular 'digital bank' of India. So, what is digital bank? A digital bank is an online-only off-shoot from an established banking service. It allows you to plan and micro-man...
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